Kalpataru Limited Q3 FY26 Earnings Call Summary

Kalpataru Limited reported a transitional quarter in Q3 FY2026, where strong operational collections of ₹1,100 crores (up 17% YoY) were offset by a 14% decli...

Summary

Kalpataru Limited - Q3 FY 2026 Earnings Call Summary Monday, February 09, 2026 11:10 A.M. (IST)

Event Participants

Executives 3 Advait Phatarfod (Head of IR), Chandrashekhar Joglekar (Director Finance & CFO), Parag Munot (Managing Director)

Analysts 5 Akash Gupta (Nomura), Adhidev Chattopadhyay (ICICI Securities), Bhavin Modi (Anand Rathi), Suvrit D Patil (EyeSight FinTrade), Varun Arora (Emkay Global), Sumit Kumar (JM Financial)

Financials & KPIs

Metric Reported Commentary
Pre-sales ₹870 crores -14% YoY; Subdued due to regulatory delays in project launches.
Collections ₹1,100 crores +17% YoY; Reflects robust execution and cycle of deliveries.
Revenue from Operations ₹505 crores -14.1% YoY; Lower due to mix of projects following the completion method.
Adjusted EBITDA ₹119 crores -42% YoY; Impacted by higher marketing/admin expenses for future launches.
Adjusted EBITDA Margin 23.6% -1,130 bps YoY; Reflected temporary revenue recognition mismatch.
Net Profit (Loss) (₹67 crores) Loss recorded due to accounting method vs. timing of expenses.
Gross Debt ₹9,171 crores +₹902 crores since IPO; Slight increase due to lower sales and launch delays.
Net Debt-to-Equity 2.1x Management expects improvement as high-margin projects receive OCs.
Completed Area (9M FY26) 3.52 million sq. ft. On track for 4.25 million sq. ft. total completions by year-end FY26.

Geographic & Segment Commentary

  • MMR (Mumbai Metropolitan Region): Remains the primary driver with 15 ongoing projects accounting for over ₹23,000 crores of future inflows. Strong luxury momentum reported at Kalpataru One (Worli) and Kalpataru Amare (Juhu).
  • Thane & Pune: Thane township developments (Kalpataru Park City) continue to see strong footfalls despite high competitive intensity. Pune and other markets contribute approximately ₹3,800 crores to the future inflow pipeline.

Company-Specific & Strategic Commentary

  • Revenue Recognition Transition: 13 projects are currently on the “Project Completion Method,” meaning revenue is only recognized at OC, while marketing and overheads are expensed immediately, causing temporary accounting losses.
  • Execution & Delivery Cycle: The company is entering a major delivery phase, aiming to complete 10 million sq. ft. between FY26-27. This includes ₹26,800 crores in future inflows from sold and unsold units in ongoing projects.
  • New Business Development: Shift toward a capital-light strategy focusing on JVs, JDAs, and redevelopment in MMR/Pune, targeting internal IRR thresholds of 25%+.
  • Interest Cost Optimization: Refinanced ₹2,700 crores post-IPO, reducing interest rates by 365 bps for annual savings of ₹100 crores; an additional ₹2,000 crores to be refinanced by March 2026.

Guidance & Outlook

Metric Guidance / Outlook Commentary
Pre-sales -20% to -22% vs initial target Downward revision due to delayed regulatory/environment approvals for key launches.
Collections -10% vs initial target Slightly lowered due to the knock-on effect of delayed launches.
Net Debt ~₹8,000 crores by Mar-26 Revised upward from ₹7,300 crores due to lower sales velocity in Q3.
Project Completions 10 million sq. ft. (FY26-27) High-margin projects expected to significantly improve the debt-equity ratio.
Future Launches 9 million sq. ft. (FY27-28) Primarily focused on MMR and Pune redevelopment and joint developments.

Risks & Constraints

Risk Context
Regulatory Delays Environment and local approvals delayed the Lokhandwala project launch (₹700 cr potential), impacting FY26 guidance.
Accounting Mismatch The shift to project completion method for 13 projects creates a mismatch between cash flows and reported P&L profitability.
Market Competition High competitive intensity in Thane and luxury SoBo markets; however, management maintains that footfalls and 5-8% conversion rates remain steady.

Q&A Highlights

Launch Delays

  • Question: What caused the Q3 launch delays and what is the status? (Akash Gupta)
  • Answer: Environmental approvals for the Lokhandwala project were delayed but are now expected within two months; launch is rescheduled for Q1 FY27 (Parag Munot).

Debt & Cash Flow

  • Question: How will net debt reach the guided levels given the current ₹8,300 crore status? (Adhidev Chattopadhyay)
  • Answer: While the initial target was ₹7,300 crores, the revised year-end net debt target is now ~₹8,000 crores due to lower collections from delayed launches (Chandrashekhar Joglekar).

Pricing & Demand

  • Question: Have you seen price cuts due to competition in Thane or Worli? (Bhavin Modi)
  • Answer: No price cuts; average price hikes of 7-10% were taken across the portfolio in the first nine months. Footfalls remain strong with conversion rates between 5-8% (Parag Munot/Chandrashekhar Joglekar).

Finance Costs

  • Question: What is the impact of refinancing post-IPO? (Adhidev Chattopadhyay)
  • Answer: We achieved a 3.65% reduction on ₹2,700 crores of debt, saving ₹100 crores annually. Another ₹2,000 crores will be refinanced by year-end (Chandrashekhar Joglekar).

Key Takeaway

Kalpataru Limited reported a transitional quarter in Q3 FY2026, where strong operational collections of ₹1,100 crores (up 17% YoY) were offset by a 14% decline in pre-sales due to regulatory delays in key project launches. The company is currently managing a significant accounting mismatch as 13 projects follow the project completion method, leading to reported losses despite healthy cash flows. Management has revised its FY26 pre-sales guidance downward by 20-22% but maintains a strong outlook for FY27-28 with 9 million sq. feet of planned launches and a robust ₹52,000 crore total inflow visibility. Strategic focus is shifting toward capital-light redevelopment and JV models in MMR to optimize the balance sheet. Investors should monitor the successful receipt of OCs in Q4 FY26, which is expected to trigger a significant revenue and profit recognition cycle.

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